Wednesday, October 30, 2019

Do Counsellors Perceive There Counselling Training Equips Them to Deal Essay

Do Counsellors Perceive There Counselling Training Equips Them to Deal with Violent and Aggressive Clients - Essay Example During this time, I was thinking of a physical and emotional exit for myself and that surely wrought negative effects on my performance and efficiency as a counsellor. This particular incident made me feel very susceptible at this point and realized my lack of defences. It also needs to be realized that counsellors are not equipped, in most situations, to effectively handle these kinds of clients and unpleasant situations that could arise when dealing them. I am very fortunate and lucky in this regard to be blessed with the proper kind of training that effectively deal with hostile situations and clients, I was interested in finding out how other counsellors, most of whom are unequipped, deal with such situations and their problems and expectations. Another reason for working on this topic is the lack of previous research and literature on this particular that further translates into problems for counsellors. The objective of drawing up this report was to gather the observations and impressions of other counsellors about the physical harassment they face at the hands of violent clients and how do they feel and manage or handle such hostile situations. ... and off-the-job training by their organizations to deal with this kind of condition and was such training provided to them when they were training to become qualified counsellors and therapists. Also, if such a situation arises, does it affect their performance as an effective counsellor What kind of effects such clients have on their ability to successfully counsel and console them Does such a situation restrict them [the counsellors] from efficiently challenging a client if the situation demands them to do so I also had to collect their views regarding the fact that do they think proper training during the course of their studies and later, during their professional lives would have helped them to control such hostile clients and circumstances with positive effects. Brief Review of Relevant Literature (Key References or Proposed Searches) As there has been little research conducted on this particular topic in the past, there is a serious and disappointing lack of literature available on this exact topic. However, there are a few books, journal articles, magazine articles and other types of research material accessible on this topic. These include: 1. McMahon, G. (1994) Setting up your own private practice in Counselling and Psychotherapy. Cambridge: National Extension College Ltd 2. HUDSON-ALLEZ, G. The prevalence of stalking of psychological therapists (2002) working in primary care by current or former clients. 3. Counselling and Psychotherapy Research. Health & safety Health and Safety. Executive (2004) 4.McLEAN, S. & the contribution of therapist beliefs to Psychological WADE, T. (2003) Distress in Therapist. Behavioural and Cognitive Psychotherapy. 5. SUTTON, J & STEWART, W. (2000) Learning to Counsel Oxford: How To Books 6.WHEELER, S. (1996) Training

Monday, October 28, 2019

HIPAA’s Pros and Cons Essay Example for Free

HIPAA’s Pros and Cons Essay HIPAA or what is known as the â€Å"Health Insurance Portability and Accountability Act of 1996† has its pros and cons (United.., 2007).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Pros include the following:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   HIPAA guarantees dependability and promptness of â€Å"electronic patient health, administrative, and financial data† (HIPAA, 2006).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   HIPAA implements rules, policies, and standards that maintain the confidentiality and soundness/constancy of â€Å"individually identifiable health information covering the past, present, as well as, the future† (HIPAA, 2006). For instance, in case where an established institution needs an individual’s record, this individual is ensured that his or her personal information is safe with that institution (HIPAA, 2006).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   Cons, on the other hand, include the following:   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   HIPAA negatively affects the access of clients to their medical records (United.., 2007). This is because information may be â€Å"pending† to those who have the right to get hold of it because of the penalties enforced (United.., 2007). This is also because of the fact several health care providers are unsure when it comes to the legalities of the Act (United.., 2007).   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   HIPAA also does not have a positive impact or effect on health research (United.., 2007). This is because of the fact that HIPAA limits or controls the researchers’ conscientiousness to carry out â€Å"retrospective, chart-based research† (United.., 2007). In addition to that, HIPAA restricts researchers to â€Å"prospectively assess patients by getting in touch with them for the purpose of follow-up† (United.., 2007). Not to mention of course that, in terms of, â€Å"informed consent† forms, wide-ranging and far-reaching detail on how confidentiality is safeguarded is necessitated making it more complicated for subjects to grasp before they could sign in, which usually ends in not signing at all because they do not know what they will be signing on (United.., 2007). References       United States Department of Health and Human Services. (2007). HIPAA. Retrieved December 5, 2007 from   http://www.hhs.gov/ocr/hipaa/ HIPAA. (2006). Unsure How to Handle HIPAA? Retrieved December 5, 2007 from   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   http://www.hipaa.org/

Saturday, October 26, 2019

The Octopus - Review Essays -- essays research papers

At the turn of the century, American readers were interested only in stories with happy endings, where goodness was praised and evil was punished. They did not particularly care if that was a false interpretation of the way life really was. When men such as Frank Norris, the author of The Octopus, wrote angrily of the injustices and poverty to be found in America, readers turned away. The Octopus made them change their minds. The course of the novel and the reality of its characters held the readers’ attention. It is so powerful a book that people had to care about the wheat growers, almost against their wishes. The impact did not end in the early twentieth century, but continues its legacy into the new millenium.The Octopus, depicts the conflict between farmers and the railroad over land and power in California. The conflict between these two is revealed through the perspectives of several different groups, each viewing it their own way and offering differing ways to solve or overcome this problem. Norris uses this story as an example to show what he feels is the most important ethical dilemma of his time. The Pacific and South West railroad (P. and S.W.) was the cause of the crisis, and as the crisis built up, they saw it as an opportunity to make even more money off of the farmers. The company, in their selfish desire for wealth, continually cheated the farmers, first promising to sell them railroad land at a relatively low price, and then after the farmers greatly im... The Octopus - Review Essays -- essays research papers At the turn of the century, American readers were interested only in stories with happy endings, where goodness was praised and evil was punished. They did not particularly care if that was a false interpretation of the way life really was. When men such as Frank Norris, the author of The Octopus, wrote angrily of the injustices and poverty to be found in America, readers turned away. The Octopus made them change their minds. The course of the novel and the reality of its characters held the readers’ attention. It is so powerful a book that people had to care about the wheat growers, almost against their wishes. The impact did not end in the early twentieth century, but continues its legacy into the new millenium.The Octopus, depicts the conflict between farmers and the railroad over land and power in California. The conflict between these two is revealed through the perspectives of several different groups, each viewing it their own way and offering differing ways to solve or overcome this problem. Norris uses this story as an example to show what he feels is the most important ethical dilemma of his time. The Pacific and South West railroad (P. and S.W.) was the cause of the crisis, and as the crisis built up, they saw it as an opportunity to make even more money off of the farmers. The company, in their selfish desire for wealth, continually cheated the farmers, first promising to sell them railroad land at a relatively low price, and then after the farmers greatly im...

Thursday, October 24, 2019

Intercultural Tensions

Theme 1) Insiders and Outsiders: Although strategies for reducing intergroup tensions do exist, it is unlikely that misunderstandings and hostility can ever be entirely eliminated: agree or disagree. Name: Student #: Seminar Section: Professor: Class: Course Code: Due: Submitted: It is through extensive research in international relationships with the ever-present theme of insiders and outsiders that this essay has been cultivated. While strategies to reduce intergroup tensions exist; religious, ethnic and racial reasons will continue to cause violence and disputes in the international community and will never come to an end. For centuries, discrimination between races has caused harm in society through slavery and segregation. Ethnic cleansing, ethnic pluralism, multiculturalism and any other attempts made to bring ethnicities together or to separate them are too often the causes of disputes and wars. Religion has produced an immeasurable amount of damage worldwide to society, and is one of the largest creators of separation between people. The above statements will be examined further in the following portion of the document. It will use; wars, disputes, bad political decisions and the past thousand years of history to express the point that intergroup tensions will always exist. Religious tensions Religion is one of the greatest proponents for violence between people of all time. Christianity has caused wars since it was erected roughly two thousand years ago, not to mention, the religious wars that were fought before that time. Some explain the violence as consequences of different religion’s dogmas, to their specific faith. For instance, if a person lives their life abiding by the Ten Commandments and following Jesus then hey can go to heaven. However, that means that they must sacrifice their ability to steal, kill, covet thy neighbour’s wife, et cetera. Now, if a person from another religion is also sacrificing certain actions so that they can reach their promised afterlife, then there is a direct conflict on a religious basis in that monotheistic world. If these made up people both bel ieve that there is only one god, and they are both under different expectations in order to be allowed into the holy afterlife, then of course there will be conflict. When considered on a much larger scale, the conflict becomes increasingly dangerous. The war between the United States and Iraq right now was started over religion. The Islamic terrorist organization Al-Qaeda attacked U. S. soil on September 11th 2001 in the name of Allah, which caused the U. S. to retaliate. Currently, the war is still prevailing, seven years later. There are many efforts to end the war in Iraq however after analysis of the situation, the answer is that the soldiers must stay there as a present force. Ethnic Tensions Persistent clashes among ethnicities are a major indicator of the never-ending hostility and misunderstanding of cultures. Ethnic pluralism has caused countries to revaluate their heterogeneousness, labour migration and expulsion, which has caused interethnic catastrophes that often result in civil war. When different ethnicities start migrating into an area the locals of that land become worried about preserving their culture. This worrying, usually evolves into negative impacts on the community due to hostility felt towards the forced change on the locals. The term â€Å"ethnicity† is defined as a way to identify characteristics, such as cuisine, traditions, common ancestors or nationality to a specific group. From that, the volatile actions and conflicts that are disputed among ethnicities are more understandable when considering the family involved. The sense to protect ones family may provoke a person to fight, â€Å"If group members are potential kinsmen, a threat to any member of the group may be seen in somewhat the same light as a threat to the family. † (Horowitz, 1991, p. 4). The hostility against other ethnicities comes from the inherent will to protect ones family members. One of the most famous ethnic disputes is that which is fought over the Gaza Strip, â€Å"Perhaps the longest-lasting, and still problematic ethnic clash is that of the Israelis and the Palestinians. † (McCannon, 2006, p. 411). Even after establishing peace for over half a decade in the 1990s the Israelis and Palestinians returned to war with each other. The strategy of a cease-fire between Palestine and Israel temporarily stopped the war between the two countries, however, the persistency of continuous ethnic conflict prevailed. Racial Tensions Tensions between races are still very common all over the world and discrimination will continue to separate races. A recent study proves that in the new millennium people of different colours feel the need to have more distance in between them. The traditional more abrupt style of racism is less commonly used, however, now it is a quieter type of discrimination. The term used for the racism today is called institutional racism. It is a way of tactically disadvantaging specific races through policies and barriers to employment. It keeps the black community in the poor houses with the low paying jobs and bad health. An example of institutional discrimination hurting the ethnicities and races is bank loans. The bank has set up a system of which they follow in order to see who is applicable for a loan. One of the features of the bank’s system is calculating who is in the highest financial percentile group. Seeing as white males have dominated the business world for hundreds of years the bank considers the white male to be in the top percentile group. This would then give the white male the advantage for a loan over a black male because their average incomes are not as much as the white male group. The way this bank system works in the first place is only benefiting white males, which is discriminatory towards all other races and ethnicities. The whole political and institutional system needs to be reviewed and reconstructed in order to create equality among all races. This is unlikely to happen soon because it is a functional system, and possible replacements could wreak havoc across the U. S. So the racial discriminated against populous is left to wait for a new system that is not racist. The intergroup conflict continues once again without resolve. Conclusion To compile everything covered so far, the following are strong proponents for why the intergroup tensions are forever existent. The religious wars that have been continuously destroying lives and whole countries for thousands of year will not ever reside in peace. The large scope of ethnicities around the globe have the opportunity to reframe from wars and complete turmoil, however, they choose to continue fighting regardless of peace treaties. The racially discriminated against population in North America, primarily the United States, are subjected to many more years of institutional racism. Finally, to conclude the point that has been reiterated over and over again. Even though strategies to reduce intergroup tensions do exist, the global system will be plagued with hostility and misunderstandings because of religious, ethnic and racial conflicts. Works Cited 1. McCannon, J. (Ed. ). (2006). Barron's how to prepare for the ap world history advanced placement exam. New York City, New York: Barron's Educational Series. 2. Frymer, P. (2005). Racism revised: courts, labor law and the institutional construction of racial animus. American Political Science Review. 9, 373-387, 15. 3. Gonzalez, J. C. (2007). The ordinary-ness of institutional racism: the effect of history and law in the segregation and integration of Latinas /os in schools. American Educational History Journal. 34, 331-345. 4. Proudford, Smith, K. K. (2003). Group membership salience and the movement of conflict: reconceptualizing the interaction among race, gender, and hierarchy. The Journal of Philosophy. 19, 223-234, 11. 5. Williams, R. M. (1947). The reduction of intergroup tensions: a survey of research on problems of ethnic, racial, and religious group relations. The Annals of The American Academy. 1, 166-167, 2. 6. Wilson, J. Q. (2008). The downside of diversity. The Wilson Quarterly. 32, 67-68, 2. 7. Hughes, G. (2008). Words, war and terror.. English Today. 24, 13-17,5. 8. (2007). In god's name. The Economist. 385, 4. 9. Sekulic, D. , Massey, G. , & Hodson, R. (2006). Ethnic intolerance and ethnic conflict in the dissolution of Yugoslavia.. Ethnic & Racial Studies. 29, 797-827, 30 10. Horowitz, D L. (1991). Ethnic groups in conflict. Los Angeles, California: Berkeley University Press. 1-66, 4.

Wednesday, October 23, 2019

Meaning of Life Essay

Here’s what a recent survey found: †¢ 25% of people say it is to seek truth and create meaning for yourself †¢ 22% think the meaning of life is to lovingly help others and make the world better †¢ 18% say there is no meaning †¢ 8% think it is to reproduce and continue your genes and the human race †¢ 8% say it is to find happiness †¢ 6% believe it is to learn how to serve and worship God, while †¢ 8% don’t know While it seems there are several purposes to life, science is beginning to reveal there is one fundamental purpose to all life. Every moment of your existence your body works to keep energy flowing. Every second you breathe air, you add food and water to replace the energy you use. Everything you sense or do is connected to the flow of energy in one form or another. You are so used to this energy flow that you hardly notice it. It is the ultimate process of your life. If your energy stops flowing you die: flowing energy differentiates living creatures from dead ones. While the purpose of all life might be to help energy flow, the same laws of energy indicate that a meaning of your own life is to find how your energy flows best. Is this science echoing those scriptures that suggest you have your own unique ‘gift’ that you should use? What does your energy enable you to do best? This can be as simple as determining what you are truly passionate about or what you do better than anyone else. Unfortunately, many of us are not aware of what this is. As such, the individual meaning of your life is for you to discover what makes your energy flow best and then how to do that. How you use energy best varies for everyone – therefore, everyone has a slightly different meaning to someone else. Ignoring this means your energy will be all mixed up and your life will be chaotic. This is what most scriptures and spiritual writings are trying to tell us, but just didn’t understand energy well enough. If you look at ancient scriptures and spiritual writings in terms of energy you start to realise that they, and modern science, are all saying something similar. In short, while the purpose of all life is about helping energy flow, spread and balance, your individual meaning is about determining how you do this best, what you do that helps your energies flow best.

Tuesday, October 22, 2019

park chan wook essays

park chan wook essays Revenge and Fate in Park Chan-wook's Movies The Korean film director Park Chan-wook's recent movies focus on tragic aspects of human fate and revenge. "My themes repeating without my real intention, are violence both as a criminal act and an evitable act committed by someone who wants to be rescued from the misfortune." (Park. Interview 61) Like his statement, director Park portraits the characters who can never escape from their fate. Then how are these distinctive features represented in his movies? In what points are the movies same or different? "Sympathy for Mr. Vengeance" (2002), "Old Boy" (2003), and "Three, Monster" (2004) clearly show how explicitly Park has depicted the tragedy of human desire by using ironical devices and direct "Sympathy for Mr. Vengeance" (2002) is a story about a victim of fate who has lost his loving daughter. After being fired from Dong-jin's (Song Gang-ho) factory, Ryu (Shin ha- gyun), who has hearing difficulty, sells his kidneys to save his sister's life. But he gets swindled by the secret dealers of the internal organs and he kidnaps his ex-boss Dong-jin's daughter to make money. After a while his sister finds out the fact and commits suicide and to make things worse, Dong-jin's daughter is drowned by an accident. Dong-jin thus carrys out a revenge for the people who killed his daughter. therefore, Ryu and his girl friend as well as his co-worker Young-mi (Bae Doo-na), are excuted by Dong-jin and at last, Dong-jin is also killed by young-mi's anarchic revolutionist fellows. During his act of revenge as a judgement on his daughter's death, Dong-jin gradually becomes a freak like other villains in this movie. This is, above all, an invisible power named 'fate' has worked so importantly to put the characters into the endless chain of misfortune and violence. If Ryu had not been a deaf ...

Monday, October 21, 2019

Economics Supply And Demand Essays - Consumer Theory, Babysitter

Economics Supply And Demand Essays - Consumer Theory, Babysitter Economics Supply And Demand Economics, supply and demand In the article we find that teenagers have the oppertunity to be demanding about their salary in the baby sitting field, because the amount of babysitters today are scarce. The babysitting population, teenagers, find themselves busy with school, part time jobs, and extracirricular activity. Teenagers with drivers licenses are even more scarce than those with out, all in all, It's hard to find a babysitter. Times have changed, just twenty years ago there were 33 million children who needed to be watched, and 39 million babysitters(age 10 - 19), recent polls suggest that children that need to be watched raised 18 percent to 39 million while baby sitters dropped 5 percent to 37 million. The rise in children coupled with American families spending more time out then years ago, has allowed the babysitters to set their price with out haggeling. Baby sitters are making well over the federal minimum wage of $5.15 an hour because they are in demand, and scarce; the babysitters who train in CPR, serve dinner, and drive are the hardest to come by and can demand the highest wages. In this article we see many examples of supply and damand and the powers of supply and demand. Babysitters are in demand, there is an increase in the amount of children who need to be watched yet there are relativly few who choose to babysit from the allready decreased amount of the babysitter work force. This gives the babysitter the advantage of a noncompetitive work force, allowing the baby sitter to set the price with out bargaining. If we were to compare two different production possibility frontiers, we would see a left shift of the curve while demand for baby sitters rises, from 1980 to 1996. In economics we concider this an inflation, the amount of

Sunday, October 20, 2019

Terminal Velocity and Free Fall

Terminal Velocity and Free Fall Terminal velocity and free fall are two related concepts that tend to get confusing because they depend on whether or not a body is in empty space or in a fluid (e.g., and atmosphere or even water). Take a look at the definitions and equations of the terms, how they are related, and how fast a body falls in free fall or at terminal velocity under different conditions. Terminal Velocity Definition Terminal velocity is defined as the highest velocity that can be achieved by an object that is falling through a fluid, such as air or water. When terminal velocity is reached, the downward force of gravity is equal to the sum of the objects buoyancy and the drag force. An object a terminal velocity has zero net acceleration. Terminal Velocity Equation There are two particularly useful equations for finding terminal velocity. The first is for terminal velocity without taking into account buoyancy: Vt (2mg/Ï ACd)1/2 where: Vt is the terminal velocitym is the mass of the object that is fallingg is acceleration due to gravityCd is the drag coefficientÏ  is the density of the fluid through which the object is fallingA is the cross-sectional area projected by the object In liquids, in particular, its important to account for the buoyancy of the object. Archimedes principle is used to account for the displacement of volume (V) by the mass. The equation then becomes: Vt [2(m - Ï V)g/Ï ACd]1/2 Free Fall Definition The everyday use of the term free fall is not the same as the scientific definition. In common usage, a sky diver is considered to be in free fall upon achieving terminal velocity without a parachute. In actuality, the weight of the sky diver is supported by a cushion of air. Free fall is defined either according to Newtonian (classical) physics or in terms of general relativity. In classical mechanics, free fall describes the motion of a body when the only force acting upon it is gravity. The direction of the movement (up, down, etc.) is unimportant. If the gravitational field is uniform, it acts equally on all parts of the body, making it weightless or experiencing 0 g. Although it might seem strange, an object can be in free fall even when moving upward or at the top of its motion. A skydiver jumping from outside the atmosphere (like a HALO jump) very nearly achieves true terminal velocity and free fall. In general, as long as air resistance is negligible with respect to an objects weight, it can achieve free fall. Examples include: A spacecraft in space without a propulsion system engagedAn object thrown upwardAn object dropped from a drop tower or into a drop tubeA person jumping up In contrast, objects not in free fall include A flying birdA flying aircraft (because the wings provide lift)Using a parachute (because it counters gravity with drag and in some cases may provide lift)A skydiver not using a parachute (because the drag force equals his weight at terminal velocity) In general relativity, free fall is defined as the movement of a body along a geodesic, with gravity described as   space-time curvature. Free Fall Equation If an object is falling toward the surface of a planet and the force of gravity is much greater than the force of air resistance or else its velocity is much less than terminal velocity, the vertical velocity of free fall may be approximated as: vt gt v0 where: vt is the vertical velocity in meters per secondv0 is the initial velocity (m/s)g is the acceleration due to gravity (about 9.81 m/s2 near Earth)t is the elapsed time (s) How Fast Is Terminal Velocity? How Far Do You Fall? Because terminal velocity depends on drag and an objects cross section, there is no one speed for terminal velocity. In general, a person falling through the air on Earth reaches terminal velocity after about 12 seconds, which covers about 450 meters or 1500 feet. A skydiver in the belly-to-earth position reaches a terminal velocity of about 195 km/hr (54 m/s or 121 mph). If the skydiver pulls in his arms and legs, his cross section is decreased, increasing terminal velocity to about 320 km/hr (90 m/s or just under 200 mph). This is about the same as the terminal velocity achieved by a peregrine falcon diving for prey or for a bullet falling down after having been dropped or fired upward. The world record terminal velocity was set by Felix Baumgartner, who jumped from 39,000 meters and reached a terminal velocity of 134 km/hr (834 mph). References and Further Reading Huang, Jian (1999). Speed of a Skydiver (Terminal Velocity). The Physics Factbook. Glenn Elert, Midwood High School, Brooklyn College.All About the Peregrine Falcon. U.S. Fish and Wildlife Service. December 20, 2007. (archived)The Ballistician (March 2001). Bullets in the Sky. W. Square Enterprises, 9826 Sagedale, Houston, Texas 77089.

Saturday, October 19, 2019

Discorse community (obseration community) Essay Example | Topics and Well Written Essays - 500 words

Discorse community (obseration community) - Essay Example Furthermore, Africans constitute the major portion of America’s lower labor force because; these people live a miserable life in the streets of New York and other shiny cities (Fish). Therefore, they are always willing to work on low wages in order to survive every single day. However, in the past, Africans were killed at large scales to establish the culture of white dominance in US and African immigrants were butchered during the process of liberating America for underdeveloped human capital. However, with the passage of time, modern corporate sector realized the importance of cheap labor with respect to controlling the labor costs for the organizations and these powerful corporate entities initiated the process of recruiting blacks as casual labor. On the other hand, early African Americans were unable to show any resistance against inhumane and unethical practices of hatred from their white counterparts. However, Africans planned their own version of revenge in response to prevailing injustice in the society through violating the lingual norms of American society by inventing abbreviations for the regular terminology. Along with this, few unethical clichà ©s are also the result of African creativity on lingual grounds. Nevertheless, this habitual lingual misbehavior led to the development of distinct language groups in the country, which can be identified as American and African school respectively. In parallel, the African American version of English assisted law enforcement agencies in terms of effective communications because; it is difficult to interact through whole words, due to increased probability of misinterpretation in this case (Finklea). However, the social acceptability of African American style of lingual interaction is increasing with every passing year. In the light of this observation, it can be predicted with acceptable degree of certainty that African American way of

Friday, October 18, 2019

Ethnic Minorities. Choose an ethnic minority in a population not u.s Essay

Ethnic Minorities. Choose an ethnic minority in a population not u.s. or canada. Describe basic info, where they live population - Essay Example The Neolithic culture, which they brought with them, is still evident in the rice terraces, cloth weaving and the use of iron implements. Scholars differ in their contentions of the mountain people’s ancestors, however, a noticeable number supports the contention that the ancestors of the mountain people came from the South East Asia Mainland. In the process of settling down, the early settlers became geographically isolated from one another. The long period of isolation and adaptation to the environment gave rise to variations of culture. Akin to other kinds of culture, distance has caused differences. Over time, the territories have made them stay in their respective tribes. An individual who would wander or dare to cross boundaries would have dire consequences.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The Igorots or â€Å"mountain people† as they are called by their lowland counterparts refer to the people living the mountainous parts of Central Luzon in the Philippines. It is an au tonomous country in Southeast Asia. Some of its known neighbors are Taiwan, China, Borneo, Vietnam, and Indonesia (Peters 7). The nation’s name was derived from Spain’s King. Phillip II ruled Spain during the islands’ discovery by Ruy Villalobos. ... The region’s economy mainly involves farming, mining, and tourism. Most of the agricultural products are vegetables such as potato, beans, and other leafy greens. The Cordilleras is also the major producer of highland vegetables of the entire Philippines. This is because of is very fertile lands and cool climate. Some of the region’s minerals are gold and silver. The Igorot Mountains are also attracting lots of tourist from all over the world. Aside from having the Banue Rice Terraces, which is considered to be the Eighth Wonder of the World, it has lots of natural and manmade wonders. These majestic places include the Sagada Caves, the hanging coffins and mummies of Benguet, the cool, pine filled climate of Baguio City also known as the Summer Capital of the Philippines, the Strawberry fields of La Trinidad, otherwise known as the Salad bowl of the Philippines, the hot springs of Asin and a lot more. It is also a host of a large number of mountain climbers since it con tains the second highest mountain in the Philippines, Mt. Pulag. Igorots’ settling locations have been concentrated in one area. However, the different subgroups have occupied different divisions. The closeness of their geographical aspects have ensued some similarities in their practices. However, the slight environmental dissimilarities have caused diversity among the mountain people. Interestingly, enculturation have transpired over time. The Igorots have also been proven to build stone walls, dams, and canals that still puzzle engineers. These hydraulic works were shaped from stones greater in bulk than those of the Great Wall of China ( . Specifically, the mountain people mostly live in the region’s southern, eastern, and central expanses. Those who live in Mountain Province are called

Modern Literature 1 Essay Example | Topics and Well Written Essays - 500 words

Modern Literature 1 - Essay Example A careful analysis of both The Heart of Darkness and Things Fall Apart evidences that Conrad and Achebe differ in the manner in which they both write about the colonizing Europeans and the native Africans. It is important to note that Achebe was an African, while Conrad was Polish and did actually not learn English until in his twenties. The very initial difference in the two stories can be derived form a careful interpretation of their titles. In Chinua’s Things fall apart, he elaborates on the manner in which Europeans came and destroyed the then peaceful systems of African traditions and resulted to everything literary falling apart. In The Heart of Darkness on the other hand, Conrad exposes how the African continent can be described as a dark continent as far as development and civilization are concerned. Characters are fundamental vehicles that writers employ in conveying their meaning. Another significant difference in these two stories is evidenced through the characters. Marlow, the main character in The Heart of Darkness, travels to the central station from the outer station and encounters scenes of brutality and cruelty against the Africans. Marlow’s adventures portray the hypocrisy in the rhetoric employed to justify imperialism. The men working in the company describe their actions as trade and their ill treatment against Africans as part of civilization. Kurtz, another character in this story, agrees that he does not trade, but takes ivory by force. In his own words, his treatment to the Africans is extermination and suppression (56). In Things Fall Apart, on the other hand, the author describes the Native Africans with intense praise. Okonkwo, the main character, is described as a hard-working and a determined man. He achieves a lot of social and financial success th rough his hard work and is viewed as a pillar in his clan and society. He is however, resistance to change and this leads to his final downfall. He has a strong sense of

Thursday, October 17, 2019

Incident command Essay Example | Topics and Well Written Essays - 2500 words - 2

Incident command - Essay Example Terrorist and mass destruction events that requires medical and emergency personnel attendance, 5. Planned events that will involved a huge number of crowd or spectators like parades, concerts, elections and more (Radvanvsky, 2006). The primary importance of having an effective command system is the warning system and its organizational components. An effective command system would incorporate the community, several government and private organizations and media to effectively disseminate warning messages to the public and other nearby communities. Having relevant and important information about the incident, the public, government and private organizations, as well as, the experts or support team can now make countermeasures to respond accordingly to the situation of the incident (Amendola, et.al., 1995). It is important to have a very effective incident command system to primarily evaluate the risk of the situation and relay information as fast as possible. The processes and procedures must also be structured in a way that it may counter fit any possible situation of incidents and emergencies depending on the nature of the facility and its surroundings. A standard organizational structure in managing incidents, regardless the cause, location and reason, is essential for public safety and incident control measures. There are a lot of factors that needs to be considered in order to develop and to implement an incident command system. Mobilization capabilities, effectively utilizing external resources, involvement of emergency responders are just a few to mention. Coordination and communication between government and public agencies, as well as, private organizations and the surrounding communities and other NGOs is also essential for incident and risk management. Every organization involved has information that may be useful to control or resolve the incident (Radvanvsky, 2006). Wide-scale incidents may also result to great

Pyschotropic medications used in schizoprenia patients Term Paper

Pyschotropic medications used in schizoprenia patients - Term Paper Example Many with schizophrenia are believed not to be able to live a normal productive life. Many with schizophrenia are unemployed because of the negative stereotypes that come along with the illness, and lack of support inside the work place. Many who are employed are often employed in low paying jobs. Many people who have symptoms of it suffering a will develop severe depression. The depression comes from the isolation someone with schizophrenia has to face. When someone is first diagnosed with schizophrenia, and is put on medication the person will begin to feel normal once again. When the person feels normal, the person might stop taking the medication. This is a problem that many people who have schizophrenia, and many of the caregivers of people with schizophrenia have to face every day. Opening Schizophrenia is a mental illness affecting more people every year. The use of anti psychotics also called psycho tropic medications are used to treat someone with the illness. The illness us ually develops in the late teens, and early twenties for young men, and as late as the thirties for women. Because there are so many forms of the disease there is no one treatment that works best in the treatment of schizophrenia. When someone is first diagnosed with schizophrenia, the person will exhibit symptoms like delusions. The delusions are very real to somebody with schizophrenia. ... The patient would stop taking the medication, because the patient does not think the patient is sick. Body There are many types of psycho tropic drugs used to treat the symptoms of schizophrenia. Some of these drugs are no longer in use. There have been many drugs introduced since the 1980s. When someone is exhibiting symptoms of schizophrenia, the doctors will first attempts to control the schizophrenia by using only one type of anti psychotic medication. In the 1950s there were only four â€Å"typical† medications used to treat the effect’s schizophrenia. A medication that is considered â€Å"typical† would be Thorozine, Haldol, Perphenazine, Fluphenazine. These medications were very useful for somebody who had schizophrenia. Oftentimes many patients who took this medication were able to live normal, and productive life as members of society. Many people in society will shut out someone who has schizophrenia. The reason many people shut out people who have schi zophrenia is from an overwhelming fear that people with schizophrenia are very dangerous people. With the help of the medication there are many people living with schizophrenia, who work regular jobs, and live a normal life as a member of society. When someone begins treatment for schizophrenia, the doctor will determine what type of symptom the person with schizophrenia is having. There are two types of classifications for medication to treat someone living with schizophrenia. There are the above listed â€Å"typical† medications that someone can be treated with. This was the only type of medication available to treat schizophrenia, up until the mid-1980s. There was no treatment for schizophrenia in a till the mid-1950s. In the mid-1950s the â€Å"typical†

Wednesday, October 16, 2019

Incident command Essay Example | Topics and Well Written Essays - 2500 words - 2

Incident command - Essay Example Terrorist and mass destruction events that requires medical and emergency personnel attendance, 5. Planned events that will involved a huge number of crowd or spectators like parades, concerts, elections and more (Radvanvsky, 2006). The primary importance of having an effective command system is the warning system and its organizational components. An effective command system would incorporate the community, several government and private organizations and media to effectively disseminate warning messages to the public and other nearby communities. Having relevant and important information about the incident, the public, government and private organizations, as well as, the experts or support team can now make countermeasures to respond accordingly to the situation of the incident (Amendola, et.al., 1995). It is important to have a very effective incident command system to primarily evaluate the risk of the situation and relay information as fast as possible. The processes and procedures must also be structured in a way that it may counter fit any possible situation of incidents and emergencies depending on the nature of the facility and its surroundings. A standard organizational structure in managing incidents, regardless the cause, location and reason, is essential for public safety and incident control measures. There are a lot of factors that needs to be considered in order to develop and to implement an incident command system. Mobilization capabilities, effectively utilizing external resources, involvement of emergency responders are just a few to mention. Coordination and communication between government and public agencies, as well as, private organizations and the surrounding communities and other NGOs is also essential for incident and risk management. Every organization involved has information that may be useful to control or resolve the incident (Radvanvsky, 2006). Wide-scale incidents may also result to great

Tuesday, October 15, 2019

Portfolio risk management Assignment Example | Topics and Well Written Essays - 2250 words

Portfolio risk management - Assignment Example In this relation the overall comparison of the risk and return from the different investment alternatives that comprise of real estate investment and portfolio without real estate investment and correlating the same with the current weighing of investment certain result has been derived. In this relation, making the portfolio of investment through 10% investment in real estate along with 41% in SCS and 49% in LTGB is regarded to be highly efficient investment alternative or portfolio, as the relative return of such portfolio is 2.61 and risk is 4.50. Moreover, the overall analysis reveals the fact that different portfolio provides different risk and return scenario but investing the RE with relative weighting of 0.10 in RE, 0.41 in SCS and 0.49 in LTGB will provide relative lower amount of risk and higher return over the similar risk category. This is why the particular portfolio has been mentioned. Portfolio is an important concept of financial management, which refers to the combination of various investment tools including stocks, bonds, shares, mutual funds, and cash that varies based on the income, budget and period of the investor (Reilly & Brown, 2011). Additionally, the art of selection of appropriate investment approach in terms of minimal amount of risk along with maximum return is regarded as the approach of portfolio management. Moreover, the key importance of portfolio management is to derive superior investment plan for the investors. Furthermore, managing the entire budget of investor based on the different alternative will enable them to minimize the risk in comparison to investing the fund in single investment proposal and increase the likelihood of profitability. In relation to the portfolio theory, it has been assumed that investor is risk adverse and they like to select the investment proposal from the given set of investments with equal rate of return havin g minimal amount of risk. The ability to combine and form the investment based on

Monday, October 14, 2019

Stereotypes and Prejudice Worksheet Essay Example for Free

Stereotypes and Prejudice Worksheet Essay Answer each question in 50 to 100 words related to those stereotypes. Provide citations for all the sources you use. What are the positive aspects of stereotypes, if any? I don’t feel there are positive aspects of stereotypes. Even in the rare cases of a â€Å"good† stereotype like â€Å"blondes are more fun†, to label someone before you’ve given them the chance to prove themselves is always a negative in my mind. While some people may not be offended by certain stereotypes, it is still unfair to give someone a label before gaining any knowledge of them personally. What are the negative aspects of stereotypes? The negative aspects are apparent in abundance. Some of the most obvious negative aspects are when minorities aren’t afforded the same opportunities that white Americans are given, due to racial stereotypes like â€Å"black people are lazy†. Stereotypes can also affect children. There is a common myth that some ignorant people believe in which gay parents will raise a gay child. Children can be very cruel at a young age and have stereotypes such as this passed down from their parents, which they then perpetuate against children of gay parents. Part III Answer each question in 50 to 150 words related to those stereotypes. Provide citations for all the sources you use. Define stereotypes and prejudice. What is the difference between stereotyping and prejudice? Use examples to illustrate the differences. Stereotypes involve generalizations about the typical characteristics of members of the groups. Prejudice is an irrational attitude of hostility directed against an individual, a group, a race, or their supposed characteristics. Stereotypes are different from prejudice because prejudice is to act on the stereotypes in your mind, as in to treat someone differently based on those stereotypes. An example would be for an older white woman to see a young black kid with baggy pants walking towards her and then switching the side of the street that she’s walking on. What is the relationship between stereotyping and prejudice? The relationship between stereotyping and prejudice is one of great significance. Without stereotypes there really wouldn’t be much reason for prejudice against another person, without first getting to know them. Stereotypes are so deeply embedded in our society that prejudice often happens in our country without people even recognizing that they are committing the act of prejudice. What can be done to prevent prejudice from occurring? The main thing that can be done to prevent prejudice would be for people to cast aside the stereotypes that they have been raised on. That is much easier said than done, but it is an absolute necessity in preventing prejudiced behaviors from occurring. As long as we stereotype one another, prejudices will always be around. References Schaefer, R.T. (2012). Racial and Ethnic Groups, Thirteenth edition

Sunday, October 13, 2019

Consumer’s Perception of Risk of Online Transactions

Consumer’s Perception of Risk of Online Transactions Abstract The purpose of this research is to investigate whether a consumers perception of risk in transacting on the internet (Perceived Risk) would have an influence on their trust of a banks e-banking website (Specific Trust) and their willingness to use e-banking. Data were collected from a survey and a usable sample of 202 was obtained. Hierarchical moderated regression analysis was used to test the model. The results showed that Perceived Risk has a direct influence on a consumers willingness to use e-banking and Specific Trust has a positive moderating influence on the relationship between Perceived Risk and a consumers willingness to use e-banking. Consumers who have low perceived risk of transacting on the internet are generally more willing to use e-banking. Their willingness to use e-banking was also shown to be more pronounced in cases where the consumer also trust their banks e-banking website. These findings are of particular relevance to banks. It highlights that a consumers wil lingness to use e-banking primarily depends on their perception of risk in transacting on the internet; trust of the specific e-banking website was secondary. This suggests the need for banks to not only employ mechanisms to build trust for their specific e-banking website, but that banks should first take measures to educate their customers and manage general consumer perceptions of the risks of transacting on the internet. Keywords: Trust, Perceived Risk, Internet, E-banking Adoption. Introduction In recent years, the advancement in technological developments in information technology has lead to the evolution of e-banking in the banking industry. The evolution of e-banking has fundamentally transformed the way banks traditionally conduct their businesses and the ways consumers perform their banking activities (Eriksson et al., 2008; Sayar and Wolfe, 2007). Today e-banking has experienced phenomenal growth and has become one of the main avenues for banks to deliver their products and services (Amato-McCoy, 2005). E-banking reaps benefits for both banks and its customers. From the banks perspective, e-banking has enabled banks to lower operational costs through the reduction of physical facilities and staffing resources required, reduced waiting times in branches resulting in potential increase in sales performance and a larger global reach (Sarel and Mamorstein, 2003). From the customers perspective, e-banking allows customers to perform a wide range of banking transactions electronically via the banks website anytime and anywhere (Grabner-Kraeuter and Faullant, 2008). In addition, customers no longer are confined to the opening hours of banks, travel and waiting times are no longer necessary, and access of information regarding banking services are now easily available (Hamlet, 2000). However the success of e-banking isnt without its problems. Firstly the adoption of e-banking has not kept pace with that of internet usage (White and Nteli, 2004). This gap is attributed to the lack of trust among bank customers, particularly among internet users age 65 and older (Ilett, 2005; Perumal and Shanmugam, 2005). Secondly, customers still prefer face to face interaction (Asher, 1999) due to reasons such as fear of the online environment and lack of trust in the internet. Recent literature on e-banking showed that the formation of trust can help reduce the impact of key inhibiting factors such as fears about using the online service among non-eÂÂ ­banking customers (Vatanasombut et al., 2008). Moreover, even with the increased usage of e-banking in recent years, banks are faced with a conundrum whilst e-banking does have its benefits of convenience and cost savings; the ease at which e-banking allows for switching back to traditional ways of banking consequently reduces long term customer commitment (Sarel and Mamorstein, 2003). The commitment-trust theory of Morgan and Hunt (1994) proposes that trust leads to commitment in relationships, and so, if trust is built amongst existing customers, over time they will become committed to the e-banking service, reducing the chances of customers jumping ship (Mukherjee and Nath, 2003; Vatanasombut et al., 2008). Evident in past literature is the fact that risk plays a role in the formation of trust (Chen and Dhillon, 2003; Pavlou, 2003), but what is not evident is the relationship risk has with trust especially in regards to the perceived risk consumers have in transacting on the internet. Past research studies into the area of risk found that it is not objective risk, but perceived risk which matter in the formation of trust (Bauer, 1960 as citied in BÃ ¼ttner and GÃ ¶ritz, 2008; Garbarino and Strahilevitz, 2004). A recent research study found that, perceived risk is directly related to an individuals adoption of e-banking with many past research studies showing that intention to use e-banking is often times affected by fears of theft or fraud (Gerrard et al., 2006). The relationship between perceived risk and trust is an underdeveloped area in the literature. Past work in the area of trust and perceived risk has not yet managed to fully determine the exact relationship which risk has on trust, as whilst risk is necessary for the formation of trust, it is not an antecedent of trust (Chen and Dhillon, 2003). Moreover, trust has been shown in the past to effect perceptions of risk, as well as having mediating effects through risk (Pavlou, 2003). Hence the purpose of this research is to investigate whether a customers perception of risk in the internet would have moderating effects on trust and a customers willingness to use e-banking. As noted by BÃ ¼ttner and GÃ ¶ritz, (2008), there is a lack of empirical studies in this area. Moreover by understanding the nature of risk and trust, banks can ascertain the steps necessary on their part to ensure that the trust which they have built in their services will indeed influence customers adoption and commitment to e-banking. Literature Review Trust in E-banking Trust is essential in situations where risk, uncertainty and interdependence exist (Mayer et al., 1995), and the online environment certainly encapsulates these factors. In an online environment, there is no direct physical contact between buyer and seller. This spatial distance means that consumers cannot use the physical cues, such as observing the sales staff or the physical office/store space, in order to judge trustworthiness (Reichheld and Schefter, 2000). Due to the global nature of the internet, consumers and e-retailers often face spatial and temporal separation as a result transactions carried out online often do not involve a simultaneous transaction of goods (or services) and money (Grabner-Kraeuter, 2002). This delay in time means that consumers can become increasingly uncertain whether the other party will actually perform their side of the transaction. Another reason for the increased need for trust in the online contexts is consumers fear for the sa fety of their personal information due to hackers or other harmful possibilities (Hoffman et al., 1999; Yoon, 2002). Apart from the necessities of trust in order to get consumers to purchase online as per the theory of reasoned action (Azjen and Fishbein, 1980), trust is also important for businesses to grow and maintain profitability, as per the commitment-trust theory of relationship marketing by Morgan and Hunt (1994). Past research studies have identified that one of the benefits of trust are committed customers (Casalo et al., 2007; Morgan and Hunt 1994). Loyal repeat customers are highly beneficial to organizations, as it is much cheaper to retain customers than it is to find and attract new customers (Reichheld and Schefter, 2000). In the online arena where substitutes are readily available, the benefits to businesses of having committed customers are plenty, hence the amount of research into the area (e.g. Casalo et al., 2007; Jarvenpaa et al., 2000; Vatanasombut et al., 2008). Numerous research studies have been conducted to identify what factors drive or inhibit the adoption of e-banking by consumers (Gerrard et al., 2006; Hernandez and Mazzon, 2007; Lichtenstein and Williamson, 2006; Sayar and Wolfe, 2007). It has been identified that the lack of trust was one of the main reasons why consumers are still reluctant to conduct their financial transactions online (Flavian et al., 2006; Luarn and Lin, 2005; Mukherjee and Nath, 2003; Rotchanakitumnuai and Speece, 2003). In order for e-banking to be a viable medium of service delivery, banks today must try to narrow the trust gap due to the higher degree of uncertainty and risk in an online environment compared to traditional settings. Research studies conducted examining the role of trust in e-banking (e.g. Vatanasombut et al., 2008; Casalo et al., 2007; Lichtenstein and Williamson, 2006; Rexha et al., 2003; Suh and Han, 2002), found that trust plays a key role in the adoption and continued use of e-banking. Furthermore, it was found that trust not only affects the intent to use e-banking (Liu and Wu, 2007; Suh and Han 2002), but trust in e-banking has also been found to be an antecedent to commitment in e-banking (Vatanasombut et al., 2008; Kassim and Abdulla, 2006), and is therefore useful to reduce the perceived risk that consumers feel is present in an online environment (Pavlou 2002). Perceived Risk and Trust Perceived risk is depicted as a concept that is complex, multifaceted and dynamic (Zhao et al., 2008, p.506). Perceived risk is defined as a consumers perceptions of the uncertainty and the possible undesirable consequences of buying a product or service (Littler and Melanthiou, 2006). In the online context, past research studies suggest the inclusion of perceived risk due to its importance in influencing online consumer behavior (Cunningham et al., 2005; Pavlou, 2003; Salam et al., 2003; Schlosser et al., 2006) and more so in the area of e-banking (Cunningham et al., 2005). As mentioned earlier, perceived risk is important in the formation of trust (Bauer, 1960 as cited in BÃ ¼ttner and GÃ ¶ritz, 2008; Garbarino and Strahilevitz, 2004). The body of the knowledge on trust has identified that risk is the element which gives rise to the need for trust when engaging in an activity which means that if there were no perceptions of risk, trust would not be necessary to engage in an activity, as actions could be taken with complete certainty (Yousafzai, 2003; Chen and Dhillon; 2003). There are two different types of risk that have been identified in relation to trust risks associated with a partner and risks associated with a type of transaction (BÃ ¼ttner and GÃ ¶ritz, 2008). Risks associated with a partner in general are perceptions that a particular interaction partner in a transaction will not perform their end of the bargain, and are formed from perceptions of the attributes of that interaction partner this type of risk should be inversely related to trust of that partner (Jarvenpaa et al., 2000). Essentially, the higher the trust one has in a partner, the less perceived risk in dealing with that partner. However, risk associated with a type of transaction has a different association with trust. The more risky a type of transaction is perceived to be, the more trust is required in order to engage in an interaction with that partner (Mayer et al., 1995). The relationship between risk and trust is a complex one, whilst risk is necessary to the creation of trust, it is not an antecedent to trust which means the presence of risk does not automatically equate to the formation of trust (Pavlou, 2002). According to Mayer et al. (1995, p.711) It is unclear whether risk is an antecedent to trust, or is an outcome of trust. Clearly, a gap of knowledge exists in this area, and further research is required so as to determine the relationship which risk has with trust, especially in the context of e-banking. However the area that interests the authors of this research is the work by Pavlou (2002) which found that the effect of trust on transaction intention could be moderated through perceived risk. This is a relationship which was originally proposed by Mayer et al. (1995), who postulated that the level of trust needed to engage in a risk taking behavior is influenced by the perception of risk inherent in that behavior. Pavlous (2002) work also called for future research so as to examine the complex interrelationships among trust, perceived risk and behavioral intention to reach definite conclusions. (Pavlou, 2002, p.125). This research aims to answer that call by testing perceived risk in the internet as a moderator in the relationship between a consumers trust in a banks e-banking website and the consumers willingness to use e-banking. Theoretical Framework The investigation of the role of trust in the use of e-banking necessitates the examination of two key theories the theory of reasoned action by Azjen and Fishbein (1980) and the commitment-trust theory of relationship marketing by Morgan and Hunt (1994). The theory of reasoned action states that a persons behavior is determined by their behavioral intent, which is in turn shaped by attitude and subjective norms (Azjen and Fishbein, 1980). Increased trust means that when a persons attitudes towards a particular behavior (in this case, using e-banking) are positive, it will likely increase a persons intent to perform that behavior. This has been supported by research in both the e-retailing context (Jarvenpaa et al., 2000), and also in the e-banking context (Liu et al., 2005), where trust has been shown to lead to a purchase intention. Further, Morgan and Hunt (1994) purports that by building trust over time, customers become committed to the relationship built, and will subsequently reciprocate with continued business. Past research in this area have extended the applicability of this commitment-trust relationship to the e-banking context (Casalo et al., 2007; Mukherjee and Nath, 2007; Vatanasombut et al., 2008). This gives rise to the first hypothesis for this research which forms the basic relationship between a consumers trust in a banks e-banking website (Specific Trust) and the consumers willingness to use e-banking. H1: Specific trust in e-banking has a direct effect on willingness to use e-banking Perceived risk is defined in this research as a consumers perceptions of risk in transactions using the internet, and is hypothesized to have a moderating role in the relationship between specific trust and the willingness to use e-banking. As mentioned previously in the literature review, there is little empirical research on the moderating effect of risk in the e-banking context. Work by Pavlou (2002) found that the effect of trust on transaction intention could be moderated by perceived risk, but called for further research in this area to confirm the complex interrelationships between these three constructs. Therefore, the authors of this research proposed the second hypothesis as: H2: Perceived risk has a negative moderating effect on the relationship between specific trust and willingness to use e-banking. Methodology To test the model, a cross-sectional survey was undertaken using an instrument containing 15 items. The 15 items used were established scales adapted from Doney and Canon (1995), Chow and Holden (1997), Jarvenpaa et al. (2000), Suh and Han (2002), Kim and Ahn (2006) and Verhagen et al. (2006) measuring specific trust, willingness to use and perceived risk. Great care was taken when adapting the scales to ensure that the original concepts being measured by the scale had theoretical congruence and relevance to this study. Each item is measured on a 7-point Likert scale with 0 denoting the low end and 6 the high end. The questionnaire was then preÂÂ ­tested on a non-probability sample of university staff. Refinements were made to the questionnaire based on feedback from the pre-test. All items in the final instrument were then reviewed by marketing academics for content validity. Measures The scale used to measure perceived risk was adapted from a number of scales which have similar theoretical congruence with the definition of risk perception in the theoretical framework. A few of the items in the scale used was sourced from Verhagen et al. (2006), which measured intermediary risk and was defined as the belief of a probability of suffering a loss due to the inability of the intermediary to provide sufficient protection against fraudulent and/or opportunistic sellers (p.545) which is similar to the definition of the perception of risk on the internet. In that, the consumers belief in a possibility of loss or harm as a result of the medium internet is being measured. The nature of the internet is such that, there is insufficient protection to consumers from fraudulent and/or opportunistic people, and so the use of items from Verhagen et al.s (2006) scale on intermediary risk was appropriate. Other items in the scale were sourced from the work of Jarvenpaa et al. (2000 ), Kim and Ahn (2006), and Chow and Holden (1997), which measured concepts such as risk perception and web-shopping risk, all of which was similar to the concept of perceived risk being operationalised. Minimal alterations were made to the items due the similarity of the concepts being measured. Whilst it would have been ideal to operationalise the construct of perceived risk in the internet with a singular scale, but there is a lack of scales in this area (Verhagen et al., 2006), therefore the use of a composite scale was necessary. To measure specific trust in e-banking, items from work of Doney and Canon (1995), Suh and Han (2002) and Jarvenpaa et al. (2000) were adapted. These items were chosen due to their semantics and wording. Items directly relating to interpersonal trust including the service of e-banking, and a belief in the benefits and trustworthiness of e-banking were used as part of the scale. Lastly, in measuring the willingness to use e-banking, items that measure at titudes and intentions towards using e-banking were chosen. Items in the scale were sourced from scales published by Verhagen et al. (2006), Pavlou (2003), and Kim and Ahn (2006). Demographic data were also collected for the purpose of classification and determining the generalisability of the results. Sample and Data Collection Representativeness, reliability of results as well as time and resource restraints were considered in determining the sample. The final sample was a non-probability sample of administrative and academic staff in ten departments across the five faculties of a large Australian university. University staff was chosen, as they were deemed to be more educated and informed about a range of issues. Therefore it is concluded that university staff would likely have a higher chance of responding to the survey, with more accuracy and honesty in their replies. Surveys were distributed physically and via online. Data collection took place over two weeks. A total of 218 returned questionnaires were yielded of which 202 passed manipulation checks and were usable. The response rate was 34.8%. Results Adoption of Internet and E-banking Descriptive analysis was used and a bar chart (Figure 2) was constructed to compare the year of adoption of the internet and the year of adoption of e-banking. In relation to internet adoption, the results showed that there was a slow growth in the adoption of internet prior to 1995. The rate of adoption increased significantly in the years 1995 to 2000 and dropped significantly after. As for the adoption of e-banking, the results showed that there was no apparent usage of e-banking till the late 1990s and after which the adoption of e-banking rose reaching its peak in 2006. Figure 2 illustrates how the adoption of e-banking has not kept up with the pace of internet usage this is consistent with the previous finding of White and Nteli (2004). Furthermore results also showed that there were still a significant number of people who have not adopted e-banking. Demographic variables were examined across the three constructs of specific trust, perceived risk and the willingness to use. The results in Table 1 showed that there were significant differences between gender and specific trust (sig. value 0.010, t-value 2.588) and perceived risk (sig. value 0.029, t-value 2.206) constructs. The means scores showed that males have higher specific trust (5.2748) and higher perceived risk (4.2916) as compared to females towards e-banking and the internet. For age, the results showed a significant difference between age and willingness to use (sig. level 0.017, f-value 4.161). The difference was found between respondents of age groups 29 and under, and 50 and above. The means scores showed that respondents who were age 29 and below (mean 5.603) were more willing to use e-banking as opposed to respondents who were 50 and above (mean -4.8571). For qualification, significant differences were present in the perceived risk (sig. level 0.020, f-value 4.991) and willingness to use (sig. level 0.030, f-value 4.932) constructs. In regards to perceived risk, the difference was found between respondents who have completed secondary school and respondents who have a post-graduate qualification. The means scores showed that respondents who had a post-graduate qualification (4.4355) have a higher perceived risk compared to those who had completed secondary school (3.4006). In relation to willingness to use, significant differences were found between three groups of respondents those who had a trade qualification/diploma, a tertiary degree and a post-graduate qualification. The means scores showed that respondents who had a post-graduate qualification has a higher willingness to use e-banking (5.6871) compared to those who had a trade qualification/diploma (4.5259) and those who had a tertiary degree (5.5925). Finally for income, significant differences were found between the different income groups in the perceived risk (sig. level 0.049, f-value 2.249) and willingness to use (sig. level 0.003, f-value 3.788) constructs. The two groups of respondents with income levels of $15,001 -$ 30,000 and $70,001 -$90,000 were found to be significantly different in the perceived risk construct. The means scores of the two groups showed that respondents with an income level of $70,001 $90,000 had a higher perceived risk (4.6057) compared to respondents with an income level of $15,001 $ 30,000. In relation to willingness to use, significant difference was found between two groups $30,001 $50,000 and $50,001 $70,000. A comparison of the means scores showed that respondents who had an income level of $50,001 $70,000 (5.8625) were more willing to use e-banking compared to those who had an income level of $30,001 $50,000 (4.6513). Model Testing In order to validate the measures of each construct, exploratory factor analysis was conducted using principal components extraction with varimax rotation. The items in each factor were then tested for scale reliability using standard Cronbach alpha indices. As the items for both perceived risk and specific trust in e-banking were used together as a single scale in the survey instrument, factor analysis was ran on them both, to ensure that the two different factors were still valid. To check for the appropriateness of the data for factor analysis, the Kaiser-Meyer-Olkin (KMO) and Bartletts Test of Sphericity was examined. Results showed that the KMO statistic for the data set was 0.885 and the Bartlett test showed that non-zero correlations exist at the 0.000 significance level. This indicates that the data is appropriate for factor analysis. The results of the factor analysis showed that two factors were indeed present, however, one of the items from the scale measuring specific trust in e-banking Compared with other forms of banking, e-banking would be more risky had moved to the factor measuring perceived risk (see Table 2 , item marked with asterisk). A reliability analysis was conducted on this adjusted factor; a Cronbach alpha ind ex of .926 was obtained. The factor loading of the item, whilst not very high at .651 was much higher than the items alternate factor loading which was .253. The item content was examined, and was found to also be applicable to the context of perceived risk due to the items wording which could be interpreted as a higher perception of risk in the medium of the Internet in comparison to other mediums. Given all these results, it was decided that the adjusted factor would be used as is in the analysis. Items measuring the construct of willingness to use e-banking were also analysis to ensure that it was indeed a singular factor (Table 3). The results showed that the KMO statistic for the data set was 0.873 and the Bartlett test showed that non-zero correlations exist at the 0.000 significance level. This indicates that the data is appropriate for factor analysis. The results revealed a uniÂÂ ­dimensional structure, and corroborated that all five items in the scale loaded onto one factor. The factor loadings of each item were high, indicating strong relevance of each item within the scale. When in combination with the high Cronbach alpha of .957, the results of the analysis show that this factor is a highly useful measure. Regression Analysis To test the relationship between the constructs of specific trust, perceived risk and willingness to use e-banking, hierarchical moderated regression was conducted. This method was proposed by Baron and Kenny (1986) to examine moderating effects. In conducting hierarchical moderated regression analysis, a series of regressions were performed. The first regression (Model 1) involved regressing the dependent variable (DV) on the independent variable (IV); the second regression (Model 2) involved regressing the DV on the IV and the moderator; and the final regression (Model 3) regressing the DV on the IV, the moderator, and a cross-product of the DV and the moderator. The three regression models were tested for explanatory power, and yielded R-squared values of 0.396, 0.454, and 0.508 respectively (see Table 4). Results of the R-squared comparisons showed that Model 3, which included specific trust, perceived risk, and the cross product of specific trust and perceived risk, had significantly improved R-squared values from Model 1 and Model 2. The analysis yielded results quite different to what was hypothesized. Besides Model 1 where specific trust was the only IV in the regression, specific trust was shown not to have a direct influence on the DV of willingness to use e-banking. Rather, perceived risk was shown to have a direct influence on the DV of willingness to use e-banking in Models 2 and 3. Model 3, which had the greatest R-squared value, suggests that it is not specific trust that influences a consumers willingness to use e-banking, but rather perceived risk. The regression coefficients from Model 3 (see Table 5) showed that perceived ris k had a significant negative impact on willingness to use e-banking (p = 0.000, Beta = -1.179, t = -5.588). Specific trust in e-banking instead was found to have a positive moderating influence on the relationship between perceived risk and willingness to use e-banking (p = 0.000, Beta = 0.759, t = 4.386). The results derived from the regression analysis thus do not support the two hypotheses H1 and H2. It appears that the roles of the independent variable and the moderator have swapped. Figure 3 shows the amended model reflecting these new roles, where the independent variable of perceived risk is shown having a primary role with a direct influence on a consumers willingness to use e-banking and specific trust in the banks e-banking website having a secondary role as a moderator. Discussion and Implications Adoption of Internet and E-banking The results showed that there was no apparent usage of e-banking till the late 1990s. This was firstly attributed to the late adoption of e-banking facilities by the four major banks in Australia. It was only at the end of 1997 when e-banking facilities were provided by the banks in Australia (Sathye, 1999). Secondly, a report by the Australia Bureau of Statistics (1999) stated that the use of internet by adults to pay bills and transfer funds were only approximately 2 per cent during that time. These findings deserve attention, as Australians were considered to be technology savvy being at the forefront of United States as the worlds third highest users of electronic point of transfer (Eftpos) in the 1990s (Macfarlane, 1997). However there were other reasons for the late adoption of e-banking in Australia. These reasons include the lack of knowledge of service availability, the internet website being not user friendly, and security concerns (Sathye, 1999). In the last decade, banks have addressed these problems through the use of effective marketing strategies, education and adopting innovative technology in security measures and information technology. It has proven to be effective as the latest statistics showed that approximately 40% of the internet users in Australia have adopted e-banking (comScore, 2008). This proportion however is still relatively low, and concurs with the results of past research such as White and Nteli (2004), Lichtenstein and Williamson (2006), and the current research showing that the adoption of e-banking has not kept up with the pace of internet usage. This is despite figures for internet access quadrupling from 16% to 67% in the last decade from 1998 to 2007/08 (Australian Bureau of Statistics, 2008). Demographics and Specific Trust, Perceived Risk and the Willingness to Use Constructs Results showed that respondents who are aged 29 and below, earning an income level of $50,001 $70,000 and with post graduate qualifications were more willing to use e-banking. This finding is congruent with the findings of past studies that claimed that consumers who are well educated and with higher incomes are more willing to engage e-banking services (Kolodinsky et al., 2000; Gartner, 2003). Furthermore results of this study concur with past research studies on the unwillingness to use e-banking by the older/elderly generation (Ilett, 2005; Perumal and Shanmugam, 2005). Further examination of the results showed that respondents who are unwilling to use e-banking have a trade qualification/diploma and are earning an income of $30,001 $50,000. In relation to the perceived risk constructs, males who have a post graduate qualification and earning $70,001 -$90,000 have higher perceived risk. This finding is rather surprising as it does not concur with previous studies which found females to have a higher perceived risk. Females were found to be more concerned on the level of risk in technology (Lichtenstein and Williamson, 2006), more anxious with privacy protection and ethical standards (Shergill and Li, 2005) and have greater fears in new technologies such as the internet (Morahan-Martin, 2000) compared to males. Further examination of the results showed that respondents who have a lower perceived risk are females, earning an income of $15,001-$30,000 and have completed secondary school. Results from this research showed that males have higher specific trust than females regardless of income, age and qualification. Drawing from the findings of the perceived risk construct, an interesting discovery was made males have higher perceived risk as well as higher specific trust compared to the females. The authors of this study propose that a possible reason for this may be explained by a higher level of involvement in banking services in males. This should be con

Saturday, October 12, 2019

Essay --

Revised Bernice Bobs Her Hair F Scott Fitzgerald 3 February, 2014 Kaley Witwer A) As the title already tell the reader, Bernice is the protagonist. She can be very unappealing at times, most because she’s a really boring and predictable character especially when most of her conversations with others lead to talking about the weather, she is also very naive because she doesn’t understand why she is unpopular with people or why boys don’t like her. At the end other the story though we like her because she seeks revenge on her cousin and sticks to her word even though it turns into a disaster. Marjorie, the cousin, at first is looked at as an antagonist because she talks bad about Bernice behind her back (which Bernice overhears), but then she is seen as a foil because she helps Bernice learn the ways to become popular, only to then regret this decision and takes it upon herself to tell everyone that Bernice didn’t actually bob her hair like she said. She then becomes the antagonist again. This shows that Majorie is self-centered becaus e she doesn’t want Bernice to take the ‘limelight’...

Friday, October 11, 2019

How Will Climate Change Impact Caribbean Business Environmental Sciences Essay

The part is faced with many challenges, chances, menaces and hazards as a consequence of clime alteration ( United Nations Environment Programme, 2008 ) . Developing states must therefore address the impact of clime alteration of which they are highly vulnerable though they contribute less than 1 % of entire green house gas emanations compared to the surplus of 50 % contributed by the universe ‘s industrial powers ( Trotz, n.d. ) . However, it is imperative that they become cognizant of the impact of clime alteration on Caribbean concern, trade and the environment, and supply solutions as to the manner frontward. The Caribbean signifiers portion of the Small Island Developing States that are considered vulnerable to the socio-economic and environmental features that creates sustainable development challenges ( United Nation Environment Programme, 2008 ) . These challenges are critical in understanding the kineticss in the manner they function within their assorted economic systems and the ensuing consequence of clime alteration. These include the dependance of the productive sectors on their narrow handiness of natural resources such as agribusiness, fishing and forestry which can finally take to limited economic variegation possibilities ( United Nations Environment Programme, 2008 ) . This in inself can make economic systems with limited potency to exhibit a competitory advantage on an international degree. Other challenges include the high dependance on imports and the islands susceptibleness to extreme conditions conditions. Climate alteration does bring forth both positive and negative effects. Island states must therefore happen ways to capitalise on the chances while cut downing hazards. Conducting concern locally, regionally and internationally is of import for economic growing and development and as such, climate alteration can impact concern operations significantly. For illustration, the Caribbean is extremely dependent on touristry as one of its cardinal subscribers to the gross domestic merchandise ( Reid, 2010 ) . Coral reefs are an intregal attractive force to tourers sing the Caribbean particularly on the islands of Jamaica and St. Lucia, among others ( Reid, 2010 ) . However, coral bleaching due to lifting temperature consequences in the decease of corals which will finally take away from a merchandise of value within the sector ( Reid, 2010 ) . Similarly, agribusiness is of import for many cariibean islands non merely for export, but as a beginning of nutrient for many communities. Hurrican es and other natural catastrophes can hold damaging effects on islands such as Grenada and Dominica which export Myristica fragranss and bananas ( Reid, 2010 ) . Harmonizing to the United Nations Framework Convention on Climate Change ( n.d. ) , a shortening of the turning season of sugar cane in Guyana due to climate alteration will cut down outputs by 29.8 % and cut down productiveness in St. Vincent by 20 % . Other negative effects include emphasis on concerns and authoritiess due to the insurgency of diseases and pestilences and a rise in regulative force per unit areas ( United Nations Environment Programme, 2008 ) . Climate alteration can supply important benefits for the concern sector and unfastened concerns throughout the Caribbean to the potency of staying competitory globally while increasing the possibility of cut downing long-term costs. This decrease in costs can be achieved through the ability of concerns to follow energy effiecient processes ( ECLAC, 2010 ) . Additionally, with consumers going more environmentally knowing and friendly, the acceptance of greener patterns will better the manner in which stakeholders view take parting concerns giving them an border over non-practicing concerns ( United Nations Environment Programme, 2008 ) . Businesss may besides profit from revenue enhancement interruptions and/or fiscal inducements such as the deforestation partnership where Norway is paying Guyana to maintain its nursery gas emmission down ( Edwards, 2010 ) . In add-on to concern, clime alteration will impact trade within the part particularly due to function that touristry and agribusiness drama in the growing and development of the economic systems. Additions in temperature will ensue in lower output and as such, export possibilities will decrease ( Reid, 2010 ) . Additionally, diminution in fish stocks can hold important effects. For illustration, decrease in the Yellow Fin Tuna, which is chiefly used for export will adversely impact economic output therefore negatively impacting trade. Last, clime alteration willl consequence in developing states holding to run into specific criterions as it relates to labelling and production procedures which may be a hinderance due to the deficiency of technological capablenesss, accomplishments or expertness. However, this can make an chance for Caribbean concerns to use the export markets by going more competitory due to the acceptance of greener patterns. For illustration, Grenada benefitted from the export of organic cocoa which is certified under the USDA-NOP and EEC2092/91 ( Grenada Chocolate Company, n.d. ) . Similarly, Jamaica is able to profit from the export of the Jamaican Moutain Coffee to international markets ( Coffee Industries Ltd, n.d. ) . The effects of clime alteration on the environment are of great concern as animate being and works biodiversity, agribusiness and human population ( among others ) are affected. There is besides the possibility of H2O deficits and taint, and the remotion of Rhizophora mangles and coral reefs all ensuing in the human population being at hazard. Harmonizing to United Nations Environmental Programme ( 2008 ) , about 70 % of the islands population lives along the seashore doing them susceptible to decease from tsunamis, hurricanes and storm rushs. These natural jeopardies along with internal anthropogenetic jeopardies such as deforestation can badly cut down the resiliency of cardinal ecosystems over a period of clip ( Reid, 2010 ) . Haiti experienced four lay waste toing hurricane in 2008, go forthing the island with over US $ 5 million in amendss which accounted for 5 % of its GDP ( Caribbean Policy Development Center, 2008 ) . Climate alteration besides increases the potency for the i nvasion of non-native, invasive species therefore interrupting the balance within ecosystems. In turn toing the issues related to climate alteration, it is necessary that the Caribbean take a conjunct action. As such, it is critical that version be made to the manner companies conduct their concern, trade and interact with the environment. Adaptation involves sentisizing the population of the effects of climare alteration and shifting resources in order to extenuate its effects ( United Nations Environmental Programme, 2008 ) . For illustration, , in Playa Rosario in Havana, communities have been reallocated 5km inland to avoid the impact from coastal erodings ( United Nations Environmental Programme, 2008 ) . Additionally, the funding of undertakings geared towards version encourages more concern to take part. One such programme was executed in the 1990 ‘s where the Caribbean Adaptation to Climate Change ( CPACC ) was granted US $ 5.6 million to finance four regional and five pilot undertakings through the World Bank, Organization of American States ( OAS ) and CARICOM ( United Nations Environmental Programme, 2008 ) . Other actions include building edifices with proper chilling systems, promote the preservation of natural resources including H2O installations, and inducements for companies in conformity with regulative patterns regulating clime alteration ( United Nations Environmental Programme, 2008 ) . The impact of clime alteration on concern, trade and the environment is serious. Although climate alteration may supply some positives particularly for establishments with the capacity to accommodate, the magnitude of the negatives can non be overstated. There is an pressing demand for action to be taken by persons, communities, concerns and authoritiess within the part. It is imperative that we are able to make a sustainable hereafter for our state ‘s kids and as such, the part need non merely adapt to climate alteration but besides do all possible to extenuate its effects.

Thursday, October 10, 2019

The novel The Bread Givers by Anzia Yezierska Analysis

The novel The Bread Givers by Anzia Yezierska tells about a traditional Jewish family immigrating to America and the problems that they face. In the book, Father, Reb Smolinsky, is bothersome and irritating instead of helping his wife and daughters in maintaining the household. His hypocrisy was very cruel. He married his daughters to men who they loved did not love. Lastly, Father was negligent to his daughter Sara. Although a reader can draw sympathy towards him because he is naive and does not know how things work in the ‘New World', he shows that he is very mean and cruel throughout the story. Reb Smolinsky was a contemptible individual. First of all, Father's hypocrisy was cruel and cold. For example, when his daughter, Sara, came to visit the family and her sick mother, after she completed her college education he scolded her. â€Å"A lot from it. She's only good to the world and not her father. Will she hand me her wages from school like a dutiful daughter should? † (page 248) This was Father's response to her success. Sara could not even afford to buy good clothing in college. She starved herself just to pay the tuition and rent. There is no way she could have sent her father money. When the doctor arrives to the home later to check on Sara's sick mother Father introduces his daughters to him. He boasts about Sara becoming a teacher. He says that she takes after himself and that he paid for all of her education. Another example of his hypocrisy is when Father wanted to become some one greater, a businessman. He took the money he got from his son-in-laws and bought a store. When the Smolinsky family found out that the store was a fake setup and that all their money was squandered, they yelled at Father. Mother grabbed Father by the front of his coat trying to shake him out of his calmness. Mother then said, â€Å"Now that the girls are married and no wages coming in, what shall we live on? † (page 124) This was Mothers reaction to the disaster. Eventually the whole family forgave Father for what they saw was a grave blunder. When Sara left home and wanted to become something greater instead of supporting her Father financially for life, he disowned her. He thought she was wasting her time and money on classes and she should put her money into helping the family. Father also wanted Sara to marry Max Goldstein, but she refused to. In his opinion, she had committed several serious errors. Throughout the rest of the story he did not apologize to her for his abusive treatment, yet his family forgave him. Reb is a hypocrite who makes his family feel servile. Another way in which Reb Smolinsky makes readers feel contempt is by marrying his daughters to people who are rich, and not to people who his daughters truly loved. He did this for his own gain and not for the good of his daughters. For instance, his daughter Mashah was in love with a pianist by the name of Jacob Novak. Father did not like Jacob because Jacob's father did not allow him to visit Mashah before and after one of his important symphonies. In this way Father thought of him as a deserter and did not like him. He would not allow her to see him and marriage was out of the question. Instead, Father got a diamond dealer named Moe Mirsky to marry Mashah. After the marriage Mashah came home one night and told her family that Moe was a fake. He worked at a diamond jewelry shop and borrowed some jewelry to show off. He had now lost that job and had no money. â€Å"Empty-head! Where were your brains? Didn't you go out with the man a whole month before you were married? Couldn't you see he was a swindler and a crook when you talked to him? † This was Father's reaction. He blamed the whole situation on Mashah although he had arranged the marriage. Father only married Mashah to him so he could get some money; there was no true love between them. Father also made his daughter Bessie marry someone she did not love. He made her marry a fish peddler by the name of Zalmon. Zalmon had a good amount of money that father wanted. Zalmon was in his late 50's and had six small children. The children were to become a great burden on Bessie. Father's greed landed his daughters in dreadful relationships. Lastly, instead of supporting his daughter Sara throughout her schooling Father outcasted her. Sara Smolinsky ran away from home due to Father's constant persecution. Sara started to attend school with her own hard earned money. She really needed support emotionally and wished Father came to visit. One night Father came to visit her and scolded her. He told her that she was wasting her time and nothing would amount to her classes. He spat angry words in her face and disowned her. He did this all because Sara refused Max Goldstein, a potential suitor for her picked by Father. Most parents of that time and today would never do such a thing. The responsibility of parents is to raise their children, teach them right from wrong, educate them, and support them emotionally and financially. Father did not do all of this. He might have told her right from wrong and taught her about the Torah, but did so in a very narrow-minded sense. Sara suffered for her father's self-centeredness and irresponsibility. Reb Smolinsky makes readers feel he is an evil individual. His unethical and disturbing actions would send him directly to jail today. Father treated his family to the point where it became disgusting. He married his daughters to abusive and unconcerned men. He scrutinized every error his family made, but said nothing when he, himself committed a wrong. He was also ignorant of his parental responsibilities. Reb Smolinsky can therefore be classified as a contemptible character.

House On Mango Street by Sandra Cisneros

Sandra Cisneros Mango Street is a alone narrative about a deprived immature Chicana miss, Esperanza, who grows up in a hapless vicinity where she feels she does non belong. She does non wish what she experiences, and invariably hunts for a new hereafter. As Esperanza grows and alterations throughout the book, she realizes that adult females in her civilization are treated below the belt, and makes a witting pick non to fall into the same trap as the adult females around her. The adult females in Esperanza ‘s vicinity are held surety within their ain credence of an unfair cultural destiny. For illustration, Minerva who is merely small spot older than Esperanza is largely found praying for better fortune and a happier life. While praying for happier life she stills lets her hubby take advantage of her, and this sets an unhappy and atrocious life. Minerva knows that her hubby is non truly sorry but she still forgives him. For illustration, there is a twenty-four hours when Minerva had sufficiency of her hubby so out the door he goes but subsequently through the twenty-four hours he is regretful for his action and every bit much as Minerva is forgiving, she lets her hubby back in the house accepting his apology cognizing it will go on once more. She thought matrimony was traveling to be a manner out from unwanted life but alternatively it has the same features. Without contending for a satisfactory life she settles with the manus she is dealt. In this novel there is another character name Sally. She is an guiltless friend of Esperanza. Sally tries to get away her male parent ‘s barbarous whippings through matrimony, but her fortunes do non alter. Sally hubby still treats her as her male parent treated her in yesteryear. For illustration, he wo n't allow her speak on the phone, he does non allow her look out the window and he does non like her friends. Sally friends can non see her unless her hubby is at work. First, Sally ‘s male parent controlled her and now it is her hubby. She thinks that she is get awaying when in world she is merely giving the tether to person else. Sally chose the easiest manner out of her life which she thought was matrimony, without thought of her hereafter. In this novel there are mistreatments which lead some of the characters into another life of the letdown and their unhappy effects, believing that there is no way-out. Esperanza will non accept and is determined to get the better of the unjust destiny instructed on the adult females in her household, such as her great grandma. Esperanza references in the novel that she does non like her name that was given after her grandma and she would baptise herself to acquire a different name that would stand for a existent her and no 1 else. Harmonizing to Hispanic household the names are passed down the coevals without pick. Esperanza negotiations about â€Å" I have inherited her name, but I do n't desire to inherit her topographic point by the window † ( Cisneros Pg.11 ) . Esperanza does non desire to populate a life of unhappiness. Esperanza knows that she does non desire to stop up like her great grandma. Esperanza grandma had no pick but to get married without her being able to do determination for it. She was trapped by a adult male who â€Å" threw a poke over her caput and carried her off † ( Cisneros Pg. 11 ) . After this incident her great grandma looked out the window her whole life like so many adult females sit their unhappiness on their cubitus. Esperanza admirations if her grandma made the best of what she got or was she sorry because she could non be all the things she wanted to be. She searches for a way that would take her out of the rhythm that has captured her great grandma and so many adult females around her. In â€Å" Boys & A ; Girls † chapter it talks about how in Esperanza ‘s vicinity male childs and misss can non socialise with each other because it is known that male childs and misss are from different universes. For illustration, Esperanza could speak to her brothers at place but outside place they can non be seen speaking to each other. In add-on, towards the terminal of the book, Esperanza feels a demand to come b ack and help those who are unable to go forth, because she is positive that her destiny will alter. â€Å" One twenty-four hours I will state adieu to Mango. I am excessively strong for her to maintain me here everlastingly. One twenty-four hours I will travel off. They will non cognize I have gone off to come back. For the 1s, I left behind. For the 1s who can non acquire out † ( Cisneros Pg. 110 ) . In decision, Esperanza experiences the suffering faces of the adult females around her, she is certain that traveling through this life experience and acquisition procedure will take her life to a positive result. She believes the lone manner out of her vicinity and unjust intervention in the Hispanic community would be by educating and composing. Esperanza does non merely take the right way of willingness to contend for a nicer life but she adapts to her milieus and builds her ain assurance so that she can assist the other adult females around her bash good. Esperanza is a really strong and determined adult female in herself and she is able to carry through her dream of a better hereafter. Esperanza ends are non to bury and accomplish the freedom together. Esperanza wants the adult females in her civilization to go stronger, independent and she is determined to make so.